Selling a home as-is can be a strategic decision for many homeowners.This option often appeals to those who want to avoid the costs of repairsafter negotiations, homeowners with limited equity, or those facing financialchallenges. It can also set clear expectations that buyers should conducttheir du

When it comes to buying a home, one of the most significant hurdles many first-time buyers face is the down payment. However, a down payment gift can alleviate some of that burden. Understanding what a down payment gift is and who can provide one can make the home-buying process more accessible. Wha

Homebuyers who are gearing up to shop for a house this fall might wonder whether the mortgage rate gods will smile in their favor. They’re right to ponder: Last October, rates hit a 23-year high of 7.79% for a 30-year fixed home loan, according to Freddie Mac. Since then, rates have plunged to 6.47

There’s an interesting trend happening in the housing market. People are increasingly moving to more affordable areas, and remote or hybrid work is helping them do it. Consider Moving to a More Affordable Area Today’s high mortgage rates combined with continually rising home prices mean it’s tough

Timeless Elegance – Creating an “Old Money” Look for your Home   There is a certain look and feel that just oozes “old money.” These homesare graceful and elegant with interiors that are timeless and beautiful. Farfrom changing with each trend, these homes offer a sense of history that iswarm and in

When touring a beautifully staged home, it's easy to admire both the layout and the furnishings. While certain furniture like sectional sofas may seem perfect for the space, they typically don't stay with the home once sold. However, the inclusion of other items in the sale might not be so clear-cut

Title insurance is a critical component of the home selling process, yetmany homeowners do not fully understand what it is or its value. Simplystated, title insurance protects both buyer and seller from any potentialissues with the property’s title. When selling a home, obtaining titleinsurance offe

When looking at the real estate metrics provided, we can see a correlation between the Months Supply of Inventory, the 12-Month Change in Months of Inventory, the Median Days Homes are On the Market, the List to Sold Price Percentage, and the Median Sold Price. The Months Supply of Inventory being

Mortgage rates swung slightly lower last week, fueling a significant jump in mortgage demand for the second straight week. Total application volume rose 7.1%, compared with the previous week, according to the Mortgage Bankers Association’s seasonally adjusted index. The average contract interest ra

What could be more welcome than the first warm breezes of spring? They refresh both the gardener and the garden. There’s no better way to enjoy this change in the weather than to plan your borders so they peak during this beautiful time of year. Spring starts anywhere from February to April, depend

Everyone is looking for easy ways to spruce up their home. As springapproaches, those warm, cozy rooms that were so inviting in the cold canlook cluttered and dark. If redecorating every season isn’t in your budget –and how many people can – then consider adding or changing a rug or twofor big impac

Selling a home in the best of situations can be stressful; adding in a divorceand selling a home can seem impossible. It’s an emotional time for thewhole family and this can cause you to make the wrong decisions in thesales process. In addition to finding the right real estate agent, whounderstands

Home Search Frustration? How to Refocus and Keep Going The best part of buying a new home is going out and touring homes. This isespecially true for first-time home buyers. As time goes on, however, it canbe frustrating when each home falls short of expectations. While it’simportant to be realistic

As home prices continue to rise, consumers are getting a break from theFederal Housing Administration who regulates the loan limits forconforming and government guaranteed loan programs. Home loans are categorized into government guaranteed, conforming, andjumbo lending products. As the name suggest

Limit Disruptions During the Holiday Showings    Selling your home during the holidays requires a balance between familycelebrations and public access. While your home may look its best, it canbe challenging to accommodate the last-minute showings. Communicationwith your agent is critical and with p

One of the most important elements of any home is the roof. The roof is thefirst line of defense in protecting the home from weather-related issues,such as wind, fire, and rain. Over time, the constant abuse can take its toll,and your roof will require some attention. But how do you know if youshoul

There is nothing more frustrating for a seller than to watch houses aroundthem sell like hot cakes while theirs lingers on the market. Finally, when thelisting expires, they find themselves asking why? Why didn’t my house sell?In a robust housing market like we’ve had the past few years, the goodnew

When buying or selling a home, often misunderstandings occur over thedistinction between “real” and “personal” property. Real estate agentsacross the nation frequently end up playing referee in situations fueled bymisconceptions, which can create tension and sometimes even kill a sale.Understanding

New homebuyers often tell their agents that they are looking for their “starterhome.” Several factors go into this approach. These are typically younger buyers,often without children. They may be looking for a maintenance-free home, like acondo, or they might assume that starter homes are more budge

Old Credit Issues? Ask Your Lender toManually Underwrite Your Loan Manual underwriting is how all loans were evaluated before computer algorithmstook the human logic out of the process. Simply stated, a loan that is manuallyunderwritten is one where a person evaluates the file for the borrower’s ab